Find the right Medicare plan tailored to your needs and budget. Whether you’re turning 65 or already enrolled, we make comparing options quick and simple.
Navigating Medicare can feel overwhelming, but understanding your options is the first step toward securing the coverage that fits your lifestyle and health needs. Whether you’re new to Medicare or reviewing your current plan, we’re here to break it down simply and clearly. Let’s explore the key Medicare options available to you.
Don’t let confusion hold you back. Discover the Medicare plan that fits your lifestyle and budget. Download our Free Medicare Enrollment Guide now to learn everything you need to know about your options, enrollment periods, and how to save on healthcare costs.
At Top Quality Insurance, we specialize in Medicare insurance plans designed to meet your unique health and budget needs. Our offerings include a range of options to ensure comprehensive coverage, from basic protection to enhanced benefits. Here’s what we provide:
Medicare Part A, commonly referred to as hospital insurance, covers inpatient hospital expenses, including nursing services in hospitals, skilled nursing facilities, or rehabilitation hospitals. It pays for most costs associated with these inpatient stays, such as room and board, but excludes physician services (which are covered under Part B). In most cases, you don’t pay premiums for Part A if you or your spouse paid Medicare taxes while working.
Medicare Part B, often referred to as medical insurance, helps cover outpatient medical services. This includes doctor visits, preventive care, lab tests, outpatient surgeries, mental health services, durable medical equipment, and some home health care.
Part B also covers physician services during a hospital stay (which are not included in Part A). Unlike Part A, most people do pay a monthly premium for Part B, and you may also be responsible for a deductible and coinsurance.
Medicare Advantage (formerly known as Part C) combines the coverage of Medicare Parts A and B into a single plan. Most Medicare Advantage plans also include prescription drug coverage and may offer extra benefits such as vision, hearing, and dental care, all conveniently bundled together.
Medicare Supplement Insurance (Medigap) is additional coverage you can purchase from a private insurance company to help cover your share of out-of-pocket expenses under Original Medicare.
To be eligible for a Medigap policy, you must already be enrolled in Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).
Medicare Drug Coverage (Part D) helps pay for the prescription medications you need, including both brand-name and generic drugs. This coverage is optional and is available to anyone with Medicare through insurance companies and other private providers approved by Medicare.
Dental insurance is a type of health insurance that pays a portion of the costs associated with dental care.
Vision insurance is a type of insurance that provides coverage for services rendered by eye care professionals, such as ophthalmologists and optometrists.
Navigating Medicare doesn’t have to be overwhelming. We make the process clear, simple, and stress-free, so you can feel confident in your coverage.
We start by explaining the different parts of Medicare Part A, Part B, Part C (Medicare Advantage), Part D (Prescription Drug Coverage), and Medigap. You’ll learn what each covers, how they work together, and which ones apply to your situation.
Next, we help you explore and compare plans available in your area. We’ll look at coverage, benefits, provider networks, and out-of-pocket costs to ensure you get the best value for your needs and budget.
Once you’ve chosen your plan, we handle the enrollment process from start to finish. You’ll have a licensed Medicare expert by your side to answer questions and provide ongoing support year after year.
Ready to find the perfect Medicare plan tailored to your needs? Our licensed brokers are here to provide a free, no-obligation quote based on your location, health, and budget. Simply share a few details, and we’ll guide you through personalized options from top carriers.
We do not offer every plan available in your area. Any information provided is limited to the plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options.